POINTS OF DIFFERENCE

CAIP Services has developed one of the most cost effective and broad levels of cover available in Australia. The cover that we have developed supports you with the benefits of:

1. Fast Quotation Turnaround
   We aim to get your quotations turned around within 24 hours
2. Superior Claims Handling Service
   Most efficient, fast and compassionate claims handling service in Australia 
   We know that we are only as good as our last claim
   
3. Cost Effective Cover
   We do not charge you or your clients the maximum rate outlined in your EBA, we develop cost effective cover at the best possible pricing
   With the ever expanding wage costs this WILL add up to a huge saving
   
4. Three (3) Year Policy and Benefit
   We can provide you with a three year policy which guarantees rates and benefits
   
5. Most Comprehensive Coverage
   There are very few policies in Australia which offer the level of cover extended to our Clients at our pricing point
   
6. Experienced & Dedicated Staff
   
7. Direct Access to the Lloyds Of London Markets
   We can provide your retail products at wholesale prices
   
8. Industrial Relations Assistance

We have an intimate knowledge of the industrial complexities surrounding the provision of income protection cover and the delicate balance which needs to be managed between Employers and Unions.